To browse Academia. Skip to main content. You're using an out-of-date version of Internet Explorer. Log In Sign Up. Marlei Pozzebon. The recent history of financial inclusion in Autazes. Could a more holistic, integrated view of both financial inclusion and the role of ICT information and communication technology bring a different result?
This case was primarily designed to be used in graduate classes dealing with the intersection of two broad areas: ICT4D information and communication technology for development and social inclusion. Keywords: Financial inclusion, Socio-economic development, Development, Communication technology. However, on the last day of each month — his pension payday — Silvino and his friend have another gathering spot — the queue at Banco Postal where they collect their pensions.
Then, Silvino will go to a local grocery and do his shopping for the month. Occasionally, he will also stop by a clothing store and get something for himself. This mundane end-of-month routine used to be a lot more complicated for Silvino and his friends. He would hop on a boat at 9 am and arrive in Itacoatiara at 4 pm, but by then the banks were closed. Consequently, he ended up having to spend the night in Itacoatiara to collect his money the next day.
Some would even pay an intermediary for that purpose, which made them vulnerable to loss and theft. In addition, the cash movement between the two cities attracted thieves. Until , these employees received their monthly salaries through an agent who flew in from Manaus with a suitcase containing an impressive 4 Both cities had baking services available and were the nearest locations to Autazes with access to financial services. This exchange rate was applied to the entire case.
Wednesday, November 10, Security guards were hired to escort the agent from Manaus to the Autazes City Hall, where the employees were paid. Despite receiving their salaries in Autazes, most public employees would also travel to Manaus to enjoy greater product variety at lower prices, or simply to deposit their salaries in their bank accounts.
